What is an EOB?
An Explanation of Benefits (EOB) is a statement from your insurance company that shows:
- What services were billed by your doctor
- What portion insurance covered
- What you may owe
How to Read It
- Patient/Provider Info – Confirm names and dates are correct.
- Service Details – Lists treatments (e.g., “Office Visit – $150”).
- Insurance Payment – Shows what they paid (e.g., “$100 covered”).
- Your Responsibility – Highlights your balance (e.g., “$50 copay”).
Why It’s Not a Bill
- An EOB explains costs—your doctor’s office will send a separate bill if you owe money.
- Check for errors (e.g., wrong service dates or denied claims).
